Britain’s family bank

Think of the ‘Bank of Mum and Dad’, and you conjure up an image of well-heeled, wealthy parents gifting their adult offspring large sums of money to cover university expenses, a lavish wedding or to buy a home.This report, however, paints a very different picture of family finances in modern Britain. The research examines the nature of intergenerational financial support taking place in modern Britain and its long-term implications at an individual and societal level. It identifies trends that are likely to affect the prevalence and type of intergenerational family finance in the future. It highlights the big questions that politicians, policymakers and industry should be discussing and addressing.

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