Financial Policy

By Anton Moiseienko; Olivier Kraft

This Occasional Paper discusses the ways that cyber-criminals manage the proceeds of their crimes, from employing money mules to using…

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By Florence Keen

The spendthrift wife of a jailed Azerbaijani banker has emerged as the subject of the UK’s first Unexplained Wealth Order,…

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By Sacha Hilhorst

This research looks at the emotional impact of retirement decision-making on people’s lives, and whether the choices we make at…

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By Peter Kenway; Carla Ayrton

Neighbourhood services have been cut on average by 17% since 2010/11, though the variation between councils is substantial. This report…

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By Daniel Tomlinson

This groundbreaking piece of research addresses the question of earnings volatility, unearthing some striking findings about the lived experience of…

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By Mark Morrin; Howard Reed

This report makes the case for a place-based approach to building credit. We argue that improving aggregate credit scores at…

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By Nigel Keohane; Nicole Gicheva; Andrew Barlow

Think of the ‘Bank of Mum and Dad’, and you conjure up an image of well-heeled, wealthy parents gifting their…

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By Michael Johnson

Britain’s household savings ratio has plummeted to 4.9%, the lowest since records began in 1963. With savings rates falling and…

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By Kevin Dowd

This report suggests that the UK’s Equity Release sector is in deep trouble, with the regulator having missed opportunities to…

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