Down with deposits

Forcing tenants to pay large up-front deposits mean many people struggle to move between properties. They also lose out on accruing interest on their money which instead is retained by their landlord or letting agency, and often face a real struggle to receive their money back. In this new report, Brian Sturgess proposes that the Government should promote a deposit replacement insurance system as an alternative, which would allow renters to insure against potential damage or missed rent payments without having to find a large up-front deposit, estimated to average around £1,041.

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