Financial Policy

Latest Reports

Irregular payments

This groundbreaking piece of research addresses the question of earnings volatility, unearthing some striking findings about the

Credit emancipation

This report makes the case for a place-based approach to building credit. We argue that improving aggregate

Britain’s family bank

Think of the ‘Bank of Mum and Dad’, and you conjure up an image of well-heeled, wealthy

Five proposals to simplify saving

Britain’s household savings ratio has plummeted to 4.9%, the lowest since records began in 1963. With savings

Asleep at the wheel

This report suggests that the UK’s Equity Release sector is in deep trouble, with the regulator having

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Financial Policy reports

By Daniel Tomlinson

This groundbreaking piece of research addresses the question of earnings volatility, unearthing some striking findings about the lived experience of…

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By Mark Morrin; Howard Reed

This report makes the case for a place-based approach to building credit. We argue that improving aggregate credit scores at…

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By Nigel Keohane; Nicole Gicheva; Andrew Barlow

Think of the ‘Bank of Mum and Dad’, and you conjure up an image of well-heeled, wealthy parents gifting their…

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By Michael Johnson

Britain’s household savings ratio has plummeted to 4.9%, the lowest since records began in 1963. With savings rates falling and…

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By Kevin Dowd

This report suggests that the UK’s Equity Release sector is in deep trouble, with the regulator having missed opportunities to…

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By Michael Johnson

Royal Mail plans to offers its employees a Collective Defined Contribution (CDC) pensions scheme risk undermining recently-gained pensions freedoms. ‘A…

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By Daniel Tomlinson; Adam Corlett

Worries about the state of modern capitalism abound from politicians across the political spectrum. This should be no surprise, with…

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By Emil Dall; Tom Keatinge

This paper seeks to establish the baseline for a discussion on proliferation finance in the (re)insurance sector. The insurance industry…

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By Conor D'Arcy; Torsten Bell

The wealth of Scottish households has grown rapidly in recent years and now exceeds £1 trillion for the first time.…

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