Financial Policy

By Mark Morrin; Howard Reed

This report makes the case for a place-based approach to building credit. We argue that improving aggregate credit scores at…

By Nigel Keohane; Nicole Gicheva; Andrew Barlow

Think of the ‘Bank of Mum and Dad’, and you conjure up an image of well-heeled, wealthy parents gifting their…

By Michael Johnson

Britain’s household savings ratio has plummeted to 4.9%, the lowest since records began in 1963. With savings rates falling and…

By Kevin Dowd

This report suggests that the UK’s Equity Release sector is in deep trouble, with the regulator having missed opportunities to…

By Michael Johnson

Royal Mail plans to offers its employees a Collective Defined Contribution (CDC) pensions scheme risk undermining recently-gained pensions freedoms. ‘A…

By Daniel Tomlinson; Adam Corlett

Worries about the state of modern capitalism abound from politicians across the political spectrum. This should be no surprise, with…

By Anthony Breach; Gabriele Piazza

Financial services are widely recognised as playing an important role in the national economy. That they are centred in London…

By

The consensus view is that this post-Brexit flash crash has damaged Britain’s economy. However, some economists suggest an overly strong…

By Emil Dall; Tom Keatinge

This paper seeks to establish the baseline for a discussion on proliferation finance in the (re)insurance sector. The insurance industry…