Council tax reduction and universal credit: Winners and losers of the postcode lottery
This report from UK think tank the Institute for Policy Research explores how the different elements of scheme design in England are affecting UC claimants who work. Eligibility, entitlement and assessment criteria for Council Tax Reduction (CTR) – a means-tested discount on council tax for low-income, working-age people – have been left to the discretion...
The impact of fraud on financial inclusion in the UK
This report from UK think tank RUSI identifies how fraud undermines financial inclusion in the UK and offers actionable policy solutions. This paper reveals how payment fraud undermines financial inclusion for low- and middle-income households in the UK. Drawing on a survey of 2,000+ adults from LMI households, it demonstrates that fraud disproportionately impacts those...
High housing costs in the private rental sector: The case for action
This report from UK think tank IPPR calls for a new system of rent stabilisation to cap excessive increases, linked to whichever is lower: inflation or wage growth. 45 per cent of all private renters in the UK have unaffordable rents. It's time for the government to act to limit rent increases. In the UK...
Pension shock
This report from UK think tank the Social Market Foundation examines the potential pension shock facing Gen X. Britain’s middle-aged workers stand on the cusp of a social crisis. Gen X – born between 1965 and 1980 – are next in line for retirement. Born too late to benefit from relatively robust Defined Benefit (DB)...
Cash transfers for care leavers
This report from UK think tank the Policy Institute examines the findings of a randomised controlled trial into cash transfers for care leavers. Young people leaving care who were given a one-off £2,000 cash lump sum, with no strings attached, were more likely to be in stable housing and less likely to be “sofa-surfing” than...
Paternity allowance: Six weeks for self-employed and worker dads
This report from UK think tank the Institute for Policy Research assesses the costs and benefits of introducing a new entitlement for self-employed and worker fathers. Although designed to promote gender equality, parental leave policies in the UK have yet to close the gap in uptake, with women taking significantly more leave than men. Authors...
Evaluating the impact of nature-based therapy on veterans
This report from UK think tank PBE evaluates the impact of nature-based therapy on veterans. Veterans have some of the lowest levels of wellbeing, with around 160,000 self-reporting deep dissatisfaction with their lives. They may struggle with chronic health conditions, common mental health disorders and the anxiety which can come with unemployment and the feeling that their lives lack purpose....
Not my priority; how the public sees social care (and what can be done about it)
This report from UK think tank The King's Fund explores why public opinion and attitudes towards social care are a key barrier to change. Without adult social care support, a full life would be impossible for many people. It helps people carry out basic tasks such as washing, dressing and eating but also, for some...
Unsung Britain
This report from UK think tank the Resolution Foundation paints a portrait of the poorer half of the country's population. The 13 million working-age families across the poorer half of the country are widely courted by politicians. No party can win elections without their votes, and the country cannot succeed without their needs being met....
The hidden benefits bill
This report from UK think tank Onward calls for a fundamental rationalisation of passported benefits as the UC rollout nears completion. The Hidden Benefits Bill argues that the true cost of the UK’s working-age welfare system is significantly higher than headline Universal Credit (UC) spending figures suggest, because of a large and growing set of...
