This report from UK think tank RUSI identifies how fraud undermines financial inclusion in the UK and offers actionable policy solutions. This paper reveals how payment fraud undermines financial inclusion for low- and middle-income households in the UK. Drawing on a survey of 2,000+ adults from LMI households, it demonstrates that fraud disproportionately impacts those...

This report from UK think tank the Resolution Foundation sets out how the Government can reset Britain’s economic policy. This briefing note sets out how the Government can reset Britain’s economic policy following disastrous local election results, arguing that an honest assessment of where the country stands is the indispensable starting point for repairing its...

This report from UK think tank the Sutton Trust explores the relationship between social mobility and happiness. Is social mobility just about jobs and income? Does being upwardly mobile make you happy? Does socio-economic background determine who gets to live good, healthy and happy lives? This report examines the connection between happiness, wellbeing, life satisfaction,...

This report from UK think tank the Policy Institute examines public perceptions and healthcare priorities. AI is creating a significant shift in how people access healthcare, yet public attitudes to the technology remain deeply divided, according to a major new study by King's Health Partners, Responsible AI UK and the Policy Institute at King's College...

This report from UK think tank Centre for Cities shows that rising National Living Wage rates are having very different effects across UK cities and towns. A single national wage floor, combined with varying economic performance across UK cities, means that the impact of the minimum wage is felt very differently in different places. A...

This report from UK think tank Nesta provides a comprehensive analysis of public spending on early years support in Wales. Early years spending in Wales spans both devolved and reserved policy, and hence comes from a combination of UK government and Welsh Government or Welsh local authority budgets. Healthcare, funded childcare, and children’s services and...

This report from UK think tank IPPR calls for a new system of rent stabilisation to cap excessive increases, linked to whichever is lower: inflation or wage growth. 45 per cent of all private renters in the UK have unaffordable rents. It's time for the government to act to limit rent increases. In the UK...

This report from UK think tank the Policy Institute brings together essays from leading higher education figures across Europe. Despite taking very different approaches to financing, higher education sectors across major European economies are experiencing the same underlying pressure. Universities have grown enormously since the 1950s, but public funding has not kept pace. The tools...

This report from UK think tank IPPR explores how a well-designed intervention that caps energy prices can limit inflation and insure against the worst outcomes. The Iran war energy shock will impose significant costs on the UK economy, even if the government does not offer a universal support package. As it drives up inflation, we...

This report from UK think tank RUSI contributes to a greater understanding of the evolving Russia–North Korea nexus of nuclear proliferation. Overview Russia’s deepening defence partnership with North Korea is reshaping the global security landscape, with potentially significant implications for nuclear non-proliferation efforts. This paper analyses how Russian technical and financial support might be advancing...