Squeezed out or opting out?
This report from UK think tank the Social Market Foundation looks at ethnic differences in use of financial products and services. This report from Social Market Foundation think-tank looks at the reasons behind the ethnic gap in financial products uptake, as well as proposing recommendations on how to reduce the risk of disadvantage faced by...
In London and for London
This report from UK think tank the Centre for London looks at impact investing for the capital. This report looks at ways to maximise the local benefits of impact investment capital – with five key recommendations on how to support and boost the sector. Impact Investments are investments made with the intention to generate positive,...
Spending and stability: How much fiscal space does the UK have?
This report from UK think tank IPPR looks at an approach that would both stabilise the economy and ensure public services are on a secure footing. This briefing challenges the notion that spending cuts are somehow inevitable for restoring macroeconomic stability. We set out an approach that would both stabilise the economy and ensure that...
Full fiscal autonomy
This report from UK think tank the SMF looks at making the democratic case for independent fiscal policy. This briefing makes the case for establishing an independent body to determine fiscal rules for the Treasury – to allows us to restore credibility in UK economic policymaking and try and secure greater stability in the years ahead....
Arrears fears
This report from UK think tank the Resolution Foundation looks at differences in wealth across groups to understand wealth inequality in the UK. The defining economic challenge for UK families at the moment is the cost of living crisis, rising inflation threatens living standards in the UK as real incomes fall. Owning wealth helps protect...
The costs of creation
This report from UK think tank Demos looks at what is a fair and desirable future for monetised online work and volunteering? There is growing awareness that the web comes at a cost, be that from the selling of our personal data, to proliferating paywalls. The wider social costs are becoming clearer too, from the...
On the money
This report from UK think tank the Centre for Social Justice looks at a roadmap for lifelong financial learning. At the time of writing, the public’s number one concern is the rising cost of living. And rightly so. Soaring prices in energy, food and fuel have led to the largest squeeze on incomes since the...
Financial services and net zero
This report from UK think tank the Social Market Foundation looks at linking investor returns to the Government's net zero targets. Reaching net zero means up-front costs that need public finance. That’s an opportunity for governments to think creatively. In our latest briefing, Scott Corfe and Dr. Raúl C Rosales urge the UK government to...
Banking on change
This report from UK think tank the Social Market Foundation looks at expanding the role of banks and building societies in supporting financial resilience. The pandemic has exacerbated existing financial inequalities in the UK and weakened financial resilience, especially among the most vulnerable people. This briefing explores the role of the retail banking sector in...
Under pressure
This report from UK think tank Resolution Foundation looks at managing fiscal pressures in the 2020s. The 2020s are set to be a decade in which the spending pressures from ageing intensify, healthcare costs continue to rise, and the state needs to invest more to drive a rapid transition to net zero. These trends will...